UTI India Consumer Fund Direct Growth

Scheme code: INF789F01VF3 NAV value: ₹ 55.6496 NAV date: 19 March, 2026 TER: 1.62%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: Sectoral/Thematic

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-20.02	60.49	11.92	14.12	13.63
3 year	-2.95	22.94	12.52	12.44	18.78
5 year	0.07	22.42	12.36	12.34	15.46
7 year	6.70	16.46	11.67	11.72	13.55
10 year	9.63	14.03	12.61	12.33	14.92
12 year	11.53	14.51	13.06	13.10	16.54

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	14.12
3 year	6.28	30.95	15.04	12.44
5 year	8.38	26.02	14.22	12.34
7 year	10.18	15.62	12.93	11.72
10 year	11.42	12.93	12.18	12.33
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	14.12
3 year	6.56	19.64	13.57	12.44
5 year	9.22	12.29	10.75	12.34

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	14.12
3 year	7.68	21.49	15.06	12.44
5 year	10.37	13.5	11.93	12.34

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	14.12
3 year	8.04	32.03	17.81	12.44
5 year	8.18	28.64	15.34	12.34
7 year	10.64	16.42	13.77	11.72
10 year	12.56	14.06	13.31	12.33

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,76,107 - Absolute Returns: ₹76,107 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹43,19,053 - Absolute Returns: ₹7,19,053 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹82,72,271 - Absolute Returns: ₹22,72,271 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,31,68,807 - Absolute Returns: ₹47,68,807 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,37,04,500 - Absolute Returns: ₹1,17,04,500 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,27,74,347 - Absolute Returns: ₹1,83,74,347 - CAGR: %

Drawdown Metrics

Max Drawdown

-29.69 %

Drawdown Duration

19 months

Recovery Time

8 months

Avg Drawdown

-5.96 %

Calmar Ratio by Duration

1 Y

0.4756

3 Y

0.419

5 Y

0.4157

7 Y

0.3948

10 Y

0.4153

12 Y

0.4413

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-1.75	0.86	83.2	83.8	2.60 %	4.00 %
3 years	3.12	0.77	82.9	77.0	13.31 %	11.28 %
5 years	2.07	0.78	79.4	74.8	10.87 %	9.44 %
7 years	1.72	0.76	76.9	73.5	11.45 %	10.74 %
10 years	0.99	0.78	80.0	77.3	11.85 %	12.06 %
12 years	0.57	0.78	80.0	77.3	9.82 %	10.00 %
15 years	0.17	0.78	80.0	77.3	7.78 %	7.92 %