UTI ELSS Tax Saver Fund Direct Growth

Scheme code: INF789F01TF7 NAV value: ₹ 209.9085 NAV date: 19 March, 2026 TER: 0.95%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-27.55	92.83	11.87	16.40	12.77
3 year	-5.06	30.29	14.41	14.37	16.85
5 year	-0.35	26.21	14.75	14.35	15.91
7 year	7.38	17.15	13.81	13.73	14.19
10 year	11.06	16.38	14.04	14.23	14.89
12 year	13.59	16.34	15.03	15.04	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	16.4
3 year	6.28	30.95	15.04	14.37
5 year	8.38	26.02	14.22	14.35
7 year	10.18	15.62	12.93	13.73
10 year	11.42	12.93	12.18	14.23
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	16.4
3 year	6.56	19.64	13.57	14.37
5 year	9.22	12.29	10.75	14.35

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	16.4
3 year	7.68	21.49	15.06	14.37
5 year	10.37	13.5	11.93	14.35

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	16.4
3 year	8.04	32.03	17.81	14.37
5 year	8.18	28.64	15.34	14.35
7 year	10.64	16.42	13.77	13.73
10 year	12.56	14.06	13.31	14.23

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,79,247 - Absolute Returns: ₹79,247 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,12,539 - Absolute Returns: ₹8,12,539 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹85,96,677 - Absolute Returns: ₹25,96,677 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,41,49,661 - Absolute Returns: ₹57,49,661 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,55,35,460 - Absolute Returns: ₹1,35,35,460 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,55,12,592 - Absolute Returns: ₹2,11,12,592 - CAGR: %

Drawdown Metrics

Max Drawdown

-35.06 %

Drawdown Duration

1 months

Recovery Time

8 months

Avg Drawdown

-5.14 %

Calmar Ratio by Duration

1 Y

0.4678

3 Y

0.4099

5 Y

0.4093

7 Y

0.3916

10 Y

0.4059

12 Y

0.429

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-0.04	0.95	96.7	96.1	4.09 %	4.00 %
3 years	2.81	0.90	93.5	89.2	13.63 %	11.28 %
5 years	1.41	0.91	91.2	88.7	10.58 %	9.44 %
7 years	2.58	0.89	91.0	87.8	12.86 %	10.74 %
10 years	1.75	0.90	91.7	89.2	13.24 %	12.06 %
12 years	1.30	0.90	91.7	89.2	10.94 %	10.00 %
15 years	0.89	0.90	91.7	89.2	8.66 %	7.92 %