UTI Credit Risk Fund Direct Growth
Scheme code: INF789F01YB6
NAV value:
₹ 20.1989
NAV date: 18 March, 2026
TER: 0.93%
Fund option: Direct
Fund type: Growth
Asset class: Debt
Asset category: Credit Risk Fund
Rolling returns
Summary
| Duration | Min (%) | Max (%) | Median (%) | Average return (%) | Category average return (%) |
|---|---|---|---|---|---|
| 1 year | -32.80 | 23.34 | 8.27 | 5.90 | 8.52 |
| 3 year | -9.80 | 12.30 | 8.13 | 4.56 | 8.26 |
| 5 year | -2.83 | 10.56 | -0.04 | 3.09 | 4.07 |
| 7 year | 1.00 | 7.66 | 1.79 | 1.98 | 4.3 |
| 10 year | 3.76 | 4.75 | 4.17 | 4.19 | 5.79 |
| 12 year | 4.98 | 5.36 | 5.10 | 5.11 | 6.53 |
SIP rolling returns
Summary
If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.| Duration | Invested amount | Final value | Return | CAGR (%) |
|---|
SIP return for 1 year
- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,37,588 - Absolute Returns: ₹37,588 - CAGR: %SIP return for 3 year
- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹39,56,224 - Absolute Returns: ₹3,56,224 - CAGR: %SIP return for 5 year
- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹66,73,362 - Absolute Returns: ₹6,73,362 - CAGR: %SIP return for 7 year
- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹89,67,662 - Absolute Returns: ₹5,67,662 - CAGR: %SIP return for 10 year
- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,43,57,976 - Absolute Returns: ₹23,57,976 - CAGR: %SIP return for 12 year
- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹1,89,27,640 - Absolute Returns: ₹45,27,640 - CAGR: %Drawdown Metrics
Max Drawdown
-34.38 %
Drawdown Duration
15 months
Recovery Time
50 months
Avg Drawdown
-6.65 %
Calmar Ratio by Duration
1
Y
0.1716
3
Y
0.1326
5
Y
0.0899
7
Y
0.0576
10
Y
0.1219
12
Y
0.1486