UTI Banking and PSU Fund Direct Growth
Scheme code: INF789F015Z6
NAV value:
₹ 23.2378
NAV date: 18 March, 2026
TER: 0.20%
Fund option: Direct
Fund type: Growth
Asset class: Debt
Asset category: Banking and PSU Fund
Rolling returns
Summary
| Duration | Min (%) | Max (%) | Median (%) | Average return (%) | Category average return (%) |
|---|---|---|---|---|---|
| 1 year | -1.49 | 13.77 | 7.94 | 7.22 | 8.05 |
| 3 year | 3.47 | 9.98 | 7.38 | 6.83 | 7.57 |
| 5 year | 4.38 | 8.22 | 6.52 | 6.39 | 6.86 |
| 7 year | 5.76 | 7.06 | 6.43 | 6.37 | 6.98 |
| 10 year | 6.80 | 7.13 | 7.01 | 7.00 | 7.28 |
| 12 year | 7.17 | 7.23 | 7.21 | 7.20 | 7.46 |
SIP rolling returns
Summary
If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.| Duration | Invested amount | Final value | Return | CAGR (%) |
|---|
SIP return for 1 year
- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,40,558 - Absolute Returns: ₹40,558 - CAGR: %SIP return for 3 year
- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹39,89,055 - Absolute Returns: ₹3,89,055 - CAGR: %SIP return for 5 year
- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹70,28,241 - Absolute Returns: ₹10,28,241 - CAGR: %SIP return for 7 year
- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,05,05,284 - Absolute Returns: ₹21,05,284 - CAGR: %SIP return for 10 year
- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,69,21,692 - Absolute Returns: ₹49,21,692 - CAGR: %SIP return for 12 year
- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹2,20,40,871 - Absolute Returns: ₹76,40,871 - CAGR: %Drawdown Metrics
Max Drawdown
-6.74 %
Drawdown Duration
1 months
Recovery Time
10 months
Avg Drawdown
-0.27 %
Calmar Ratio by Duration
1
Y
1.0717
3
Y
1.0138
5
Y
0.9485
7
Y
0.9455
10
Y
1.039
12
Y
1.0687