UTI Banking and Financial Services Fund Direct Growth
Scheme code: INF789F01SN3
NAV value:
₹ 207.5479
NAV date: 19 March, 2026
TER: 1.08%
Fund option: Direct
Fund type: Growth
Asset class: Equity
Asset category: Sectoral/Thematic
Rolling returns
Summary
| Duration | Min (%) | Max (%) | Median (%) | Average return (%) | Category average return (%) |
|---|---|---|---|---|---|
| 1 year | -46.15 | 100.86 | 14.21 | 16.68 | 13.63 |
| 3 year | -13.59 | 34.77 | 14.58 | 13.27 | 18.78 |
| 5 year | -3.38 | 29.06 | 11.59 | 12.15 | 15.46 |
| 7 year | 2.63 | 18.31 | 10.96 | 10.91 | 13.55 |
| 10 year | 9.24 | 16.63 | 12.81 | 12.97 | 14.92 |
| 12 year | 11.45 | 16.79 | 14.81 | 14.35 | 16.54 |
Comparison vs benchmark returns
| Index | Metrics | ||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NIFTY 50 |
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| NIFTY 100 |
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| NIFTY 200 |
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| NIFTY 500 |
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SIP rolling returns
Summary
If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.| Duration | Invested amount | Final value | Return | CAGR (%) |
|---|
Comparison vs benchmark returns
| Index | Metrics |
|---|
SIP return for 1 year
- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,93,025 - Absolute Returns: ₹93,025 - CAGR: %SIP return for 3 year
- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,77,938 - Absolute Returns: ₹8,77,938 - CAGR: %SIP return for 5 year
- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹82,15,422 - Absolute Returns: ₹22,15,422 - CAGR: %SIP return for 7 year
- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,25,65,072 - Absolute Returns: ₹41,65,072 - CAGR: %SIP return for 10 year
- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,32,70,878 - Absolute Returns: ₹1,12,70,878 - CAGR: %SIP return for 12 year
- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,36,56,088 - Absolute Returns: ₹1,92,56,088 - CAGR: %Drawdown Metrics
Max Drawdown
-49.00 %
Drawdown Duration
3 months
Recovery Time
11 months
Avg Drawdown
-8.25 %
Calmar Ratio by Duration
1
Y
0.3404
3
Y
0.2708
5
Y
0.248
7
Y
0.2227
10
Y
0.2647
12
Y
0.2929
Benchmark Comparison
vs NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Benchmark CAGR |
|---|---|---|---|---|---|---|
| 1 year | 9.10 | 1.05 | 107.0 | 94.0 | 12.98 % | 4.00 % |
| 3 years | 6.13 | 1.04 | 101.4 | 92.3 | 17.60 % | 11.28 % |
| 5 years | 3.15 | 1.07 | 103.7 | 99.7 | 12.80 % | 9.44 % |
| 7 years | -1.02 | 1.17 | 112.5 | 113.3 | 10.42 % | 10.74 % |
| 10 years | 0.86 | 1.16 | 113.3 | 112.3 | 13.82 % | 12.06 % |
| 12 years | 0.89 | 1.16 | 113.3 | 112.2 | 11.45 % | 10.00 % |
| 15 years | 0.91 | 1.16 | 113.3 | 112.2 | 9.06 % | 7.92 % |