Union Retirement Fund Direct Growth

Scheme code: INF582M01IK5 NAV value: ₹ 15.5400 NAV date: 19 March, 2026 TER: 1.16%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-3.82	47.03	18.82	20.58	13.66
3 year	17.28	20.21	18.81	18.81	12.89

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	20.58
3 year	6.28	30.95	15.04	18.81
5 year	8.38	26.02	14.22
7 year	10.18	15.62	12.93
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	20.58
3 year	6.56	19.64	13.57	18.81
5 year	9.22	12.29	10.75

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	20.58
3 year	7.68	21.49	15.06	18.81
5 year	10.37	13.5	11.93

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	20.58
3 year	8.04	32.03	17.81	18.81
5 year	8.18	28.64	15.34
7 year	10.64	16.42	13.77
10 year	12.56	14.06	13.31

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Index	Metrics

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,04,971 - Absolute Returns: ₹1,04,971 - CAGR: %

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,89,660 - Absolute Returns: ₹8,89,660 - CAGR: %

Max Drawdown

-17.77 %

Drawdown Duration

5 months

Recovery Time

8 months

Avg Drawdown

-3.13 %

1 Y

1.1581

3 Y

1.0585

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	6.91	1.01	105.7	96.6	10.88 %	4.00 %
3 years	7.02	0.97	98.6	88.9	18.16 %	11.28 %
5 years	3.54	0.95	95.8	88.0	10.03 %	6.49 %
7 years	2.38	0.95	95.8	88.0	7.06 %	4.59 %
10 years	1.54	0.95	95.8	88.0	4.89 %	3.19 %
12 years	1.23	0.95	95.8	88.0	4.06 %	2.65 %
15 years	0.91	0.95	95.8	88.0	3.24 %	2.12 %