Union Balanced Advantage Fund Direct Growth

Scheme code: INF582M01DE9 NAV value: ₹ 20.9900 NAV date: 19 March, 2026 TER: 1.08%

Fund option: Direct Fund type: Growth

Asset class: Hybrid Asset category: Dynamic Asset Allocation or Balanced Advantage

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-17.09	62.53	9.31	11.69	11.09
3 year	8.74	21.97	12.14	12.37	13.61
5 year	8.02	18.20	12.30	12.22	11.6
7 year	10.23	12.32	11.44	11.37	11.09

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	11.69
3 year	6.28	30.95	15.04	12.37
5 year	8.38	26.02	14.22	12.22
7 year	10.18	15.62	12.93	11.37
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	11.69
3 year	6.56	19.64	13.57	12.37
5 year	9.22	12.29	10.75	12.22

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	11.69
3 year	7.68	21.49	15.06	12.37
5 year	10.37	13.5	11.93	12.22

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	11.69
3 year	8.04	32.03	17.81	12.37
5 year	8.18	28.64	15.34	12.22
7 year	10.64	16.42	13.77	11.37
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,59,278 - Absolute Returns: ₹59,278 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹43,01,803 - Absolute Returns: ₹7,01,803 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹79,58,520 - Absolute Returns: ₹19,58,520 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,25,88,176 - Absolute Returns: ₹41,88,176 - CAGR: %

Drawdown Metrics

Max Drawdown

-23.78 %

Drawdown Duration

2 months

Recovery Time

3 months

Avg Drawdown

-1.50 %

Calmar Ratio by Duration

1 Y

0.4915

3 Y

0.5201

5 Y

0.5138

7 Y

0.478

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	0.62	0.61	63.9	59.9	5.59 %	4.00 %
3 years	0.77	0.58	58.7	53.9	10.03 %	11.28 %
5 years	0.35	0.45	47.8	43.3	8.18 %	9.44 %
7 years	1.59	0.54	51.8	46.8	10.38 %	10.74 %
10 years	0.34	0.52	49.8	45.0	7.74 %	8.22 %
12 years	-0.25	0.52	49.8	45.0	6.41 %	6.81 %
15 years	-0.83	0.52	49.8	45.0	5.10 %	5.41 %