Tata Retirement Savings Fund Progressive Plan Direct Growth

Scheme code: INF277K01QO1 NAV value: ₹ 71.9308 NAV date: 19 March, 2026 TER: 0.64%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-25.68	79.08	15.45	18.17	13.66
3 year	-1.74	28.75	16.90	16.19	12.89
5 year	3.42	26.25	16.12	15.68	12.87
7 year	11.12	20.17	14.72	15.05	11.93
10 year	12.52	18.46	15.80	16.03	12.45
12 year	15.60	18.31	16.92	16.95	13.66

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	18.17
3 year	6.28	30.95	15.04	16.19
5 year	8.38	26.02	14.22	15.68
7 year	10.18	15.62	12.93	15.05
10 year	11.42	12.93	12.18	16.03
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	18.17
3 year	6.56	19.64	13.57	16.19
5 year	9.22	12.29	10.75	15.68

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	18.17
3 year	7.68	21.49	15.06	16.19
5 year	10.37	13.5	11.93	15.68

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	18.17
3 year	8.04	32.03	17.81	16.19
5 year	8.18	28.64	15.34	15.68
7 year	10.64	16.42	13.77	15.05
10 year	12.56	14.06	13.31	16.03

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,91,632 - Absolute Returns: ₹91,632 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹45,29,908 - Absolute Returns: ₹9,29,908 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹86,58,620 - Absolute Returns: ₹26,58,620 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,41,82,624 - Absolute Returns: ₹57,82,624 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,63,95,171 - Absolute Returns: ₹1,43,95,171 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,83,89,971 - Absolute Returns: ₹2,39,89,971 - CAGR: %

Drawdown Metrics

Max Drawdown

-34.20 %

Drawdown Duration

1 months

Recovery Time

7 months

Avg Drawdown

-4.74 %

Calmar Ratio by Duration

1 Y

0.5313

3 Y

0.4734

5 Y

0.4585

7 Y

0.44

10 Y

0.4687

12 Y

0.4956

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	2.70	0.97	98.2	94.5	6.78 %	4.00 %
3 years	5.04	0.93	92.8	84.9	15.98 %	11.28 %
5 years	2.24	0.90	88.8	84.8	11.38 %	9.44 %
7 years	2.45	0.87	86.4	82.7	12.63 %	10.74 %
10 years	3.37	0.87	88.3	83.5	14.73 %	12.06 %
12 years	2.59	0.87	88.3	83.5	12.15 %	10.00 %
15 years	1.87	0.87	88.3	83.5	9.61 %	7.92 %