Tata Retirement Savings Fund Moderate Plan Direct Growth
Scheme code: INF277K01QN3
NAV value:
₹ 70.9237
NAV date: 19 March, 2026
TER: 0.71%
Fund option: Direct
Fund type: Growth
Asset class: Solution Oriented
Asset category: Retirement Fund
Rolling returns
Summary
| Duration | Min (%) | Max (%) | Median (%) | Average return (%) | Category average return (%) |
|---|---|---|---|---|---|
| 1 year | -22.52 | 76.53 | 14.49 | 17.69 | 13.66 |
| 3 year | -1.21 | 29.99 | 15.56 | 15.52 | 12.89 |
| 5 year | 3.52 | 25.75 | 14.80 | 14.85 | 12.87 |
| 7 year | 10.74 | 19.83 | 13.76 | 14.28 | 11.93 |
| 10 year | 11.78 | 18.09 | 15.38 | 15.32 | 12.45 |
| 12 year | 15.42 | 17.77 | 16.63 | 16.62 | 13.66 |
Comparison vs benchmark returns
| Index | Metrics | ||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NIFTY 50 |
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| NIFTY 100 |
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| NIFTY 200 |
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| NIFTY 500 |
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SIP rolling returns
Summary
If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.| Duration | Invested amount | Final value | Return | CAGR (%) |
|---|
Comparison vs benchmark returns
| Index | Metrics |
|---|
SIP return for 1 year
- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,88,484 - Absolute Returns: ₹88,484 - CAGR: %SIP return for 3 year
- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,86,594 - Absolute Returns: ₹8,86,594 - CAGR: %SIP return for 5 year
- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹84,69,087 - Absolute Returns: ₹24,69,087 - CAGR: %SIP return for 7 year
- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,36,97,328 - Absolute Returns: ₹52,97,328 - CAGR: %SIP return for 10 year
- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,51,07,354 - Absolute Returns: ₹1,31,07,354 - CAGR: %SIP return for 12 year
- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,63,68,571 - Absolute Returns: ₹2,19,68,571 - CAGR: %Drawdown Metrics
Max Drawdown
-29.64 %
Drawdown Duration
1 months
Recovery Time
6 months
Avg Drawdown
-3.49 %
Calmar Ratio by Duration
1
Y
0.5968
3
Y
0.5236
5
Y
0.501
7
Y
0.4818
10
Y
0.5169
12
Y
0.5607
Benchmark Comparison
vs NIFTY 50
| Duration | Alpha | Beta | Upside Capture | Downside Capture | Fund CAGR | Benchmark CAGR |
|---|---|---|---|---|---|---|
| 1 year | 2.48 | 0.83 | 84.8 | 80.2 | 6.91 % | 4.00 % |
| 3 years | 4.66 | 0.80 | 80.6 | 72.1 | 14.97 % | 11.28 % |
| 5 years | 2.43 | 0.76 | 76.6 | 71.6 | 11.18 % | 9.44 % |
| 7 years | 2.38 | 0.74 | 74.7 | 70.5 | 12.01 % | 10.74 % |
| 10 years | 2.99 | 0.74 | 75.1 | 69.9 | 13.59 % | 12.06 % |
| 12 years | 2.14 | 0.74 | 75.1 | 69.9 | 11.22 % | 10.00 % |
| 15 years | 1.33 | 0.74 | 75.1 | 69.9 | 8.88 % | 7.92 % |