SBI Retirement Benefit Fund Conservative Plan Direct Growth

Scheme code: INF200KA1T39 NAV value: ₹ 14.5207 NAV date: 18 March, 2026 TER: 0.91%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	2.01	14.22	8.13	8.39	13.66
3 year	8.02	11.35	9.05	9.22	12.89
5 year	7.62	8.12	8.00	7.94	12.87

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	8.39
3 year	6.28	30.95	15.04	9.22
5 year	8.38	26.02	14.22	7.94
7 year	10.18	15.62	12.93
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	8.39
3 year	6.56	19.64	13.57	9.22
5 year	9.22	12.29	10.75	7.94

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	8.39
3 year	7.68	21.49	15.06	9.22
5 year	10.37	13.5	11.93	7.94

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	8.39
3 year	8.04	32.03	17.81	9.22
5 year	8.18	28.64	15.34	7.94
7 year	10.64	16.42	13.77
10 year	12.56	14.06	13.31

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Index	Metrics

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,44,657 - Absolute Returns: ₹44,657 - CAGR: %

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹41,24,659 - Absolute Returns: ₹5,24,659 - CAGR: %

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹72,09,373 - Absolute Returns: ₹12,09,373 - CAGR: %

Max Drawdown

-3.50 %

Drawdown Duration

2 months

Recovery Time

1 months

Avg Drawdown

-0.50 %

1 Y

2.3984

3 Y

2.6357

5 Y

2.2698

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-2.07	0.23	24.4	20.2	3.87 %	4.00 %
3 years	0.54	0.20	24.2	16.0	8.02 %	11.28 %
5 years	0.60	0.18	21.2	13.8	7.62 %	9.44 %
7 years	-1.12	0.17	20.9	13.6	5.37 %	6.44 %
10 years	-2.42	0.17	20.9	13.6	3.73 %	4.47 %
12 years	-2.92	0.17	20.9	13.6	3.10 %	3.71 %
15 years	-3.42	0.17	20.9	13.6	2.47 %	2.96 %