SBI Retirement Benefit Fund Conservative Hybrid Plan Direct Growth

Scheme code: INF200KA1T70 NAV value: ₹ 15.6534 NAV date: 18 March, 2026 TER: 1.13%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	0.31	19.08	8.76	9.91	13.66
3 year	8.96	13.66	10.84	11.12	12.89
5 year	9.12	10.04	9.72	9.68	12.87

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	9.91
3 year	6.28	30.95	15.04	11.12
5 year	8.38	26.02	14.22	9.68
7 year	10.18	15.62	12.93
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	9.91
3 year	6.56	19.64	13.57	11.12
5 year	9.22	12.29	10.75	9.68

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	9.91
3 year	7.68	21.49	15.06	11.12
5 year	10.37	13.5	11.93	9.68

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	9.91
3 year	8.04	32.03	17.81	11.12
5 year	8.18	28.64	15.34	9.68
7 year	10.64	16.42	13.77
10 year	12.56	14.06	13.31

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Index	Metrics

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,50,636 - Absolute Returns: ₹50,636 - CAGR: %

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹42,26,755 - Absolute Returns: ₹6,26,755 - CAGR: %

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹73,81,079 - Absolute Returns: ₹13,81,079 - CAGR: %

Max Drawdown

-6.50 %

Drawdown Duration

5 months

Recovery Time

3 months

Avg Drawdown

-1.12 %

1 Y

1.5246

3 Y

1.7108

5 Y

1.4892

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-1.84	0.40	40.8	37.8	3.66 %	4.00 %
3 years	0.77	0.37	40.2	33.3	9.05 %	11.28 %
5 years	1.65	0.35	37.6	30.3	9.18 %	9.44 %
7 years	-0.07	0.34	37.1	29.9	6.41 %	6.44 %
10 years	-1.35	0.34	37.1	29.9	4.45 %	4.47 %
12 years	-1.85	0.34	37.1	29.9	3.69 %	3.71 %
15 years	-2.35	0.34	37.1	29.9	2.94 %	2.96 %