Nippon India Retirement Fund Wealth Creation Scheme Direct Growth

Scheme code: INF204KA1B72 NAV value: ₹ 29.8859 NAV date: 19 March, 2026 TER: 1.01%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-40.91	88.98	8.79	14.03	13.66
3 year	-10.67	31.27	12.78	12.67	12.89
5 year	-3.45	29.20	11.00	12.03	12.87
7 year	7.55	14.97	11.79	11.76	11.93
10 year	10.63	14.25	12.41	12.34	12.45

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	14.03
3 year	6.28	30.95	15.04	12.67
5 year	8.38	26.02	14.22	12.03
7 year	10.18	15.62	12.93	11.76
10 year	11.42	12.93	12.18	12.34
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	14.03
3 year	6.56	19.64	13.57	12.67
5 year	9.22	12.29	10.75	12.03

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	14.03
3 year	7.68	21.49	15.06	12.67
5 year	10.37	13.5	11.93	12.03

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	14.03
3 year	8.04	32.03	17.81	12.67
5 year	8.18	28.64	15.34	12.03
7 year	10.64	16.42	13.77	11.76
10 year	12.56	14.06	13.31	12.34

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,66,075 - Absolute Returns: ₹66,075 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,43,521 - Absolute Returns: ₹8,43,521 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹84,17,747 - Absolute Returns: ₹24,17,747 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,42,16,750 - Absolute Returns: ₹58,16,750 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,49,59,376 - Absolute Returns: ₹1,29,59,376 - CAGR: %

Drawdown Metrics

Max Drawdown

-44.92 %

Drawdown Duration

26 months

Recovery Time

10 months

Avg Drawdown

-6.45 %

Calmar Ratio by Duration

1 Y

0.3123

3 Y

0.282

5 Y

0.2678

7 Y

0.2618

10 Y

0.2747

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	2.10	1.01	103.0	100.1	6.07 %	4.00 %
3 years	6.02	1.01	102.8	95.1	17.37 %	11.28 %
5 years	4.37	0.98	98.3	92.8	13.75 %	9.44 %
7 years	0.94	0.96	96.5	95.3	11.53 %	10.74 %
10 years	0.62	0.97	97.4	96.4	12.52 %	12.06 %
12 years	0.46	0.97	97.4	96.3	10.36 %	10.00 %
15 years	0.33	0.97	97.4	96.3	8.21 %	7.92 %