Nippon India Retirement Fund Income Generation Scheme Direct Growth

Scheme code: INF204KA1C30 NAV value: ₹ 22.8669 NAV date: 18 March, 2026 TER: 0.99%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-3.42	18.53	8.61	8.54	13.66
3 year	4.13	12.63	8.21	8.20	12.89
5 year	5.25	10.18	8.38	8.20	12.87
7 year	6.86	9.53	8.13	8.15	11.93
10 year	8.04	8.93	8.40	8.46	12.45

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	8.54
3 year	6.28	30.95	15.04	8.2
5 year	8.38	26.02	14.22	8.2
7 year	10.18	15.62	12.93	8.15
10 year	11.42	12.93	12.18	8.46
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	8.54
3 year	6.56	19.64	13.57	8.2
5 year	9.22	12.29	10.75	8.2

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	8.54
3 year	7.68	21.49	15.06	8.2
5 year	10.37	13.5	11.93	8.2

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	8.54
3 year	8.04	32.03	17.81	8.2
5 year	8.18	28.64	15.34	8.2
7 year	10.64	16.42	13.77	8.15
10 year	12.56	14.06	13.31	8.46

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,46,439 - Absolute Returns: ₹46,439 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹40,47,425 - Absolute Returns: ₹4,47,425 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹73,61,086 - Absolute Returns: ₹13,61,086 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,11,52,130 - Absolute Returns: ₹27,52,130 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,84,52,724 - Absolute Returns: ₹64,52,724 - CAGR: %

Drawdown Metrics

Max Drawdown

-7.40 %

Drawdown Duration

7 months

Recovery Time

3 months

Avg Drawdown

-1.25 %

Calmar Ratio by Duration

1 Y

1.1542

3 Y

1.1083

5 Y

1.1083

7 Y

1.1015

10 Y

1.1434

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-2.00	0.28	28.5	24.9	3.81 %	4.00 %
3 years	1.05	0.25	28.5	20.0	8.74 %	11.28 %
5 years	-0.06	0.23	25.6	19.4	7.12 %	9.44 %
7 years	0.73	0.18	23.3	17.3	7.97 %	10.74 %
10 years	0.75	0.18	24.1	17.6	8.27 %	12.06 %
12 years	-0.27	0.18	24.1	17.6	6.87 %	10.00 %
15 years	-1.30	0.18	24.1	17.6	5.46 %	7.92 %