LIC MF Banking and Financial Services Fund Direct Growth

Scheme code: INF767K01NK6 NAV value: ₹ 22.8405 NAV date: 19 March, 2026 TER: 1.20%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: Sectoral/Thematic

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-34.91	80.93	11.74	12.03	13.63
3 year	-13.58	31.07	11.04	10.08	18.78
5 year	-5.50	23.95	10.04	9.92	15.46
7 year	3.90	14.66	9.84	9.78	13.55
10 year	7.39	14.00	9.78	10.30	14.92

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	12.03
3 year	6.28	30.95	15.04	10.08
5 year	8.38	26.02	14.22	9.92
7 year	10.18	15.62	12.93	9.78
10 year	11.42	12.93	12.18	10.3
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	12.03
3 year	6.56	19.64	13.57	10.08
5 year	9.22	12.29	10.75	9.92

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	12.03
3 year	7.68	21.49	15.06	10.08
5 year	10.37	13.5	11.93	9.92

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	12.03
3 year	8.04	32.03	17.81	10.08
5 year	8.18	28.64	15.34	9.92
7 year	10.64	16.42	13.77	9.78
10 year	12.56	14.06	13.31	10.3

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,78,297 - Absolute Returns: ₹78,297 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹42,68,096 - Absolute Returns: ₹6,68,096 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹80,90,464 - Absolute Returns: ₹20,90,464 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,30,15,185 - Absolute Returns: ₹46,15,185 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,21,16,266 - Absolute Returns: ₹1,01,16,266 - CAGR: %

Drawdown Metrics

Max Drawdown

-44.76 %

Drawdown Duration

29 months

Recovery Time

11 months

Avg Drawdown

-9.33 %

Calmar Ratio by Duration

1 Y

0.2688

3 Y

0.2252

5 Y

0.2216

7 Y

0.2185

10 Y

0.2301

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	11.93	1.04	110.1	94.9	15.82 %	4.00 %
3 years	2.31	1.03	100.1	96.0	13.73 %	11.28 %
5 years	1.65	1.05	102.1	99.7	11.23 %	9.44 %
7 years	-0.36	1.10	106.5	106.4	10.80 %	10.74 %
10 years	-1.07	1.11	109.1	110.0	11.61 %	12.06 %
12 years	-0.77	1.11	109.1	109.8	9.62 %	10.00 %
15 years	-0.46	1.11	109.1	109.8	7.62 %	7.92 %