Kotak ELSS Tax Saver Fund Direct Growth

Scheme code: INF174K01LI3 NAV value: ₹ 124.4290 NAV date: 19 March, 2026 TER: 0.62%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-26.73	91.13	14.55	19.24	12.77
3 year	-4.15	34.80	17.48	17.23	16.85
5 year	1.25	29.27	17.21	16.83	15.91
7 year	9.29	20.01	16.49	16.17	14.19
10 year	13.14	20.11	16.66	17.06	14.89
12 year	16.00	19.40	18.01	17.77	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	19.24
3 year	6.28	30.95	15.04	17.23
5 year	8.38	26.02	14.22	16.83
7 year	10.18	15.62	12.93	16.17
10 year	11.42	12.93	12.18	17.06
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	19.24
3 year	6.56	19.64	13.57	17.23
5 year	9.22	12.29	10.75	16.83

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	19.24
3 year	7.68	21.49	15.06	17.23
5 year	10.37	13.5	11.93	16.83

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	19.24
3 year	8.04	32.03	17.81	17.23
5 year	8.18	28.64	15.34	16.83
7 year	10.64	16.42	13.77	16.17
10 year	12.56	14.06	13.31	17.06

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,97,378 - Absolute Returns: ₹97,378 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹45,96,966 - Absolute Returns: ₹9,96,966 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹91,14,102 - Absolute Returns: ₹31,14,102 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,53,44,291 - Absolute Returns: ₹69,44,291 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,94,70,754 - Absolute Returns: ₹1,74,70,754 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹4,22,82,871 - Absolute Returns: ₹2,78,82,871 - CAGR: %

Drawdown Metrics

Max Drawdown

-36.43 %

Drawdown Duration

2 months

Recovery Time

8 months

Avg Drawdown

-5.26 %

Calmar Ratio by Duration

1 Y

0.5282

3 Y

0.473

5 Y

0.462

7 Y

0.4439

10 Y

0.4683

12 Y

0.4878

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	3.17	0.99	102.7	98.4	7.20 %	4.00 %
3 years	3.79	0.99	99.8	94.8	15.01 %	11.28 %
5 years	4.68	0.95	96.1	90.1	13.96 %	9.44 %
7 years	5.03	0.89	91.6	86.0	15.31 %	10.74 %
10 years	4.45	0.90	92.5	87.1	15.94 %	12.06 %
12 years	3.50	0.90	92.5	87.1	13.14 %	10.00 %
15 years	2.61	0.90	92.5	87.1	10.38 %	7.92 %