Kotak Banking and Financial Services Fund Direct Growth

Scheme code: INF174KA1MD1 NAV value: ₹ 15.4610 NAV date: 19 March, 2026 TER: 0.68%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: Sectoral/Thematic

Rolling returns

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	0.47	32.66	18.42	18.13	13.63
3 year	16.25	18.09	16.98	17.18	18.78

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	18.13
3 year	6.28	30.95	15.04	17.18
5 year	8.38	26.02	14.22
7 year	10.18	15.62	12.93
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	18.13
3 year	6.56	19.64	13.57	17.18
5 year	9.22	12.29	10.75

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	18.13
3 year	7.68	21.49	15.06	17.18
5 year	10.37	13.5	11.93

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	18.13
3 year	8.04	32.03	17.81	17.18
5 year	8.18	28.64	15.34
7 year	10.64	16.42	13.77
10 year	12.56	14.06	13.31

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Index	Metrics

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,98,441 - Absolute Returns: ₹98,441 - CAGR: %

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹45,24,227 - Absolute Returns: ₹9,24,227 - CAGR: %

Max Drawdown

-13.20 %

Drawdown Duration

4 months

Recovery Time

3 months

Avg Drawdown

-2.63 %

1 Y

1.3734

3 Y

1.3014

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	10.11	1.07	110.2	96.3	13.94 %	4.00 %
3 years	5.27	1.07	104.4	96.6	16.90 %	11.28 %
5 years	3.77	1.07	104.3	95.4	9.41 %	5.69 %
7 years	2.77	1.07	104.3	95.4	6.64 %	4.03 %
10 years	2.04	1.07	104.3	95.4	4.60 %	2.80 %
12 years	1.76	1.07	104.3	95.4	3.82 %	2.33 %
15 years	1.49	1.07	104.3	95.4	3.04 %	1.86 %