JM ELSS Tax Saver Fund Direct Growth

Scheme code: INF192K01CE3 NAV value: ₹ 49.8808 NAV date: 19 March, 2026 TER: 1.01%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-27.33	95.09	16.80	20.75	12.77
3 year	-3.49	33.16	18.02	17.97	16.85
5 year	1.92	31.05	18.03	17.49	15.91
7 year	10.08	21.03	16.72	16.72	14.19
10 year	14.43	20.69	17.66	17.76	14.89
12 year	16.93	20.68	18.91	18.92	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	20.75
3 year	6.28	30.95	15.04	17.97
5 year	8.38	26.02	14.22	17.49
7 year	10.18	15.62	12.93	16.72
10 year	11.42	12.93	12.18	17.76
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	20.75
3 year	6.56	19.64	13.57	17.97
5 year	9.22	12.29	10.75	17.49

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	20.75
3 year	7.68	21.49	15.06	17.97
5 year	10.37	13.5	11.93	17.49

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	20.75
3 year	8.04	32.03	17.81	17.97
5 year	8.18	28.64	15.34	17.49
7 year	10.64	16.42	13.77	16.72
10 year	12.56	14.06	13.31	17.76

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,02,093 - Absolute Returns: ₹1,02,093 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹46,68,575 - Absolute Returns: ₹10,68,575 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹93,08,677 - Absolute Returns: ₹33,08,677 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,55,32,997 - Absolute Returns: ₹71,32,997 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹3,08,93,810 - Absolute Returns: ₹1,88,93,810 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹4,54,22,134 - Absolute Returns: ₹3,10,22,134 - CAGR: %

Drawdown Metrics

Max Drawdown

-37.39 %

Drawdown Duration

1 months

Recovery Time

8 months

Avg Drawdown

-5.63 %

Calmar Ratio by Duration

1 Y

0.555

3 Y

0.4806

5 Y

0.4678

7 Y

0.4472

10 Y

0.475

12 Y

0.5061

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-0.76	1.05	102.3	103.3	3.12 %	4.00 %
3 years	6.17	1.05	104.9	97.0	17.70 %	11.28 %
5 years	4.76	1.00	100.1	94.2	14.21 %	9.44 %
7 years	5.23	0.97	97.8	92.1	15.83 %	10.74 %
10 years	4.81	0.97	97.8	92.1	16.70 %	12.06 %
12 years	3.83	0.97	97.8	92.1	13.72 %	10.00 %
15 years	2.95	0.97	97.8	92.1	10.83 %	7.92 %