ICICI Prudential Retirement Fund Pure Equity Direct Growth

Scheme code: INF109KC1TS2 NAV value: ₹ 35.1600 NAV date: 19 March, 2026 TER: 0.73%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-32.59	91.20	19.81	24.78	13.66
3 year	14.88	36.87	26.16	25.56	12.89
5 year	21.20	34.80	26.09	26.76	12.87
7 year	19.37	20.52	20.07	20.00	11.93

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	24.78
3 year	6.28	30.95	15.04	25.56
5 year	8.38	26.02	14.22	26.76
7 year	10.18	15.62	12.93	20
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	24.78
3 year	6.56	19.64	13.57	25.56
5 year	9.22	12.29	10.75	26.76

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	24.78
3 year	7.68	21.49	15.06	25.56
5 year	10.37	13.5	11.93	26.76

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	24.78
3 year	8.04	32.03	17.81	25.56
5 year	8.18	28.64	15.34	26.76
7 year	10.64	16.42	13.77	20
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,25,613 - Absolute Returns: ₹1,25,613 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹51,76,608 - Absolute Returns: ₹15,76,608 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹1,16,13,991 - Absolute Returns: ₹56,13,991 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,90,93,399 - Absolute Returns: ₹1,06,93,399 - CAGR: %

Drawdown Metrics

Max Drawdown

-37.17 %

Drawdown Duration

2 months

Recovery Time

8 months

Avg Drawdown

-4.37 %

Calmar Ratio by Duration

1 Y

0.6666

3 Y

0.6876

5 Y

0.7199

7 Y

0.538

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	15.58	1.05	113.2	93.2	19.47 %	4.00 %
3 years	14.46	1.06	112.0	94.0	26.04 %	11.28 %
5 years	12.14	0.93	98.2	83.7	21.37 %	9.44 %
7 years	9.14	0.89	93.7	84.2	19.39 %	10.74 %
10 years	5.65	0.88	93.2	84.1	13.46 %	7.98 %
12 years	4.50	0.88	93.2	84.1	11.10 %	6.61 %
15 years	3.40	0.88	93.2	84.1	8.79 %	5.25 %