ICICI Prudential Retirement Fund Pure Debt Direct Growth

Scheme code: INF109KC1UE0 NAV value: ₹ 16.7943 NAV date: 18 March, 2026 TER: 1.21%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	2.16	14.31	7.21	7.49	13.66
3 year	4.95	9.27	6.68	6.66	12.89
5 year	6.01	7.89	7.12	6.94	12.87
7 year	7.59	7.69	7.66	7.65	11.93

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	7.49
3 year	6.28	30.95	15.04	6.66
5 year	8.38	26.02	14.22	6.94
7 year	10.18	15.62	12.93	7.65
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	7.49
3 year	6.56	19.64	13.57	6.66
5 year	9.22	12.29	10.75	6.94

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	7.49
3 year	7.68	21.49	15.06	6.66
5 year	10.37	13.5	11.93	6.94

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	7.49
3 year	8.04	32.03	17.81	6.66
5 year	8.18	28.64	15.34	6.94
7 year	10.64	16.42	13.77	7.65
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,39,070 - Absolute Returns: ₹39,070 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹39,52,162 - Absolute Returns: ₹3,52,162 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹70,82,694 - Absolute Returns: ₹10,82,694 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,06,24,590 - Absolute Returns: ₹22,24,590 - CAGR: %

Drawdown Metrics

Max Drawdown

-2.67 %

Drawdown Duration

1 months

Recovery Time

1 months

Avg Drawdown

-0.13 %

Calmar Ratio by Duration

1 Y

2.8009

3 Y

2.4906

5 Y

2.5953

7 Y

2.8608

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-0.80	0.03	6.8	-1.1	5.63 %	4.00 %
3 years	0.57	0.02	6.9	-3.1	7.16 %	11.28 %
5 years	-0.24	0.01	5.3	-2.5	6.30 %	9.44 %
7 years	1.03	0.01	5.4	-2.6	7.58 %	10.74 %
10 years	-1.22	0.01	5.4	-2.6	5.30 %	7.98 %
12 years	-2.10	0.01	5.4	-2.6	4.40 %	6.61 %
15 years	-2.99	0.01	5.4	-2.6	3.50 %	5.25 %