ICICI Prudential Retirement Fund Hybrid Conservative Direct Growth

Scheme code: INF109KC1UA8 NAV value: ₹ 19.4994 NAV date: 18 March, 2026 TER: 0.88%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-1.71	25.25	10.25	10.37	13.66
3 year	7.13	13.42	9.69	9.95	12.89
5 year	9.13	12.24	10.47	10.47	12.87
7 year	9.76	10.18	10.01	9.98	11.93

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	10.37
3 year	6.28	30.95	15.04	9.95
5 year	8.38	26.02	14.22	10.47
7 year	10.18	15.62	12.93	9.98
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	10.37
3 year	6.56	19.64	13.57	9.95
5 year	9.22	12.29	10.75	10.47

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	10.37
3 year	7.68	21.49	15.06	9.95
5 year	10.37	13.5	11.93	10.47

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	10.37
3 year	8.04	32.03	17.81	9.95
5 year	8.18	28.64	15.34	10.47
7 year	10.64	16.42	13.77	9.98
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,58,095 - Absolute Returns: ₹58,095 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹41,85,119 - Absolute Returns: ₹5,85,119 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹78,33,633 - Absolute Returns: ₹18,33,633 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,20,95,873 - Absolute Returns: ₹36,95,873 - CAGR: %

Drawdown Metrics

Max Drawdown

-10.16 %

Drawdown Duration

1 months

Recovery Time

3 months

Avg Drawdown

-0.70 %

Calmar Ratio by Duration

1 Y

1.0211

3 Y

0.9798

5 Y

1.031

7 Y

0.9827

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	4.54	0.33	38.9	26.6	10.22 %	4.00 %
3 years	4.56	0.30	36.4	23.8	12.49 %	11.28 %
5 years	2.07	0.23	28.6	20.2	9.25 %	9.44 %
7 years	2.36	0.21	26.3	18.7	9.77 %	10.74 %
10 years	0.02	0.21	26.2	18.7	6.84 %	7.98 %
12 years	-0.86	0.21	26.2	18.7	5.66 %	6.61 %
15 years	-1.72	0.21	26.2	18.7	4.51 %	5.25 %