HSBC Tax Saver Equity Fund Direct Growth

Scheme code: INF336L01EE0 NAV value: ₹ 101.2359 NAV date: 23 January, 2026 TER: 1.80%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-31.19	86.31	13.53	18.46	12.77
3 year	-7.56	30.25	16.05	15.23	16.85
5 year	-0.80	29.17	14.64	14.54	15.91
7 year	7.93	18.27	13.51	13.61	14.19
10 year	11.70	17.67	14.99	15.00	14.89
12 year	15.31	18.50	16.56	16.70	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	18.46
3 year	6.28	30.95	15.04	15.23
5 year	8.38	26.02	14.22	14.54
7 year	10.18	15.62	12.93	13.61
10 year	11.42	12.93	12.18	15
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	18.46
3 year	6.56	19.64	13.57	15.23
5 year	9.22	12.29	10.75	14.54

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	18.46
3 year	7.68	21.49	15.06	15.23
5 year	10.37	13.5	11.93	14.54

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	18.46
3 year	8.04	32.03	17.81	15.23
5 year	8.18	28.64	15.34	14.54
7 year	10.64	16.42	13.77	13.61
10 year	12.56	14.06	13.31	15

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,88,960 - Absolute Returns: ₹88,960 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹45,40,273 - Absolute Returns: ₹9,40,273 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹87,11,008 - Absolute Returns: ₹27,11,008 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,39,78,027 - Absolute Returns: ₹55,78,027 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,70,46,376 - Absolute Returns: ₹1,50,46,376 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹3,99,29,599 - Absolute Returns: ₹2,55,29,599 - CAGR: %

Drawdown Metrics

Max Drawdown

-37.88 %

Drawdown Duration

26 months

Recovery Time

8 months

Avg Drawdown

-5.89 %

Calmar Ratio by Duration

1 Y

0.4874

3 Y

0.4021

5 Y

0.3839

7 Y

0.3593

10 Y

0.396

12 Y

0.4409

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-6.50	1.14	104.6	111.8	1.64 %	7.94 %
3 years	6.38	1.00	101.8	92.7	17.80 %	11.40 %
5 years	4.62	1.01	100.4	94.5	16.61 %	11.96 %
7 years	3.45	0.96	97.8	93.9	15.93 %	12.72 %
10 years	2.40	0.97	98.3	95.3	15.07 %	12.88 %
12 years	1.92	0.97	98.3	95.3	12.41 %	10.62 %
15 years	1.46	0.97	98.3	95.3	9.81 %	8.41 %