HDFC Housing Opportunities Fund Direct Growth

Scheme code: INF179KC1AU3 NAV value: ₹ 21.9140 NAV date: 19 March, 2026 TER: 1.21%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: Sectoral/Thematic

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-37.31	81.31	7.56	16.21	13.63
3 year	-2.26	32.30	18.66	18.33	18.78
5 year	6.23	29.90	19.05	18.21	15.46
7 year	10.70	16.54	14.29	13.99	13.55

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	16.21
3 year	6.28	30.95	15.04	18.33
5 year	8.38	26.02	14.22	18.21
7 year	10.18	15.62	12.93	13.99
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	16.21
3 year	6.56	19.64	13.57	18.33
5 year	9.22	12.29	10.75	18.21

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	16.21
3 year	7.68	21.49	15.06	18.33
5 year	10.37	13.5	11.93	18.21

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	16.21
3 year	8.04	32.03	17.81	18.33
5 year	8.18	28.64	15.34	18.21
7 year	10.64	16.42	13.77	13.99
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,74,472 - Absolute Returns: ₹74,472 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹48,14,664 - Absolute Returns: ₹12,14,664 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹99,24,832 - Absolute Returns: ₹39,24,832 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,60,30,563 - Absolute Returns: ₹76,30,563 - CAGR: %

Drawdown Metrics

Max Drawdown

-42.18 %

Drawdown Duration

26 months

Recovery Time

11 months

Avg Drawdown

-8.52 %

Calmar Ratio by Duration

1 Y

0.3843

3 Y

0.4346

5 Y

0.4317

7 Y

0.3317

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	2.84	1.04	102.4	98.9	6.74 %	4.00 %
3 years	5.29	1.10	106.7	99.6	17.03 %	11.28 %
5 years	5.22	1.04	103.2	96.8	14.79 %	9.44 %
7 years	2.11	0.95	99.1	96.8	12.65 %	10.74 %
10 years	-0.19	0.95	97.0	97.0	8.29 %	8.59 %
12 years	-0.22	0.95	97.0	97.0	6.86 %	7.11 %
15 years	-0.24	0.95	97.0	97.0	5.45 %	5.65 %