HDFC ELSS Tax Saver Direct Growth

Scheme code: INF179K01YS4 NAV value: ₹ 1401.3700 NAV date: 19 March, 2026 TER: 1.10%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-38.99	86.87	13.37	18.74	12.77
3 year	-10.96	36.34	15.43	15.29	16.85
5 year	-3.86	33.40	13.24	14.21	15.91
7 year	5.69	18.41	13.16	13.00	14.19
10 year	11.95	17.45	14.86	14.92	14.89
12 year	15.01	18.37	16.64	16.67	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	18.74
3 year	6.28	30.95	15.04	15.29
5 year	8.38	26.02	14.22	14.21
7 year	10.18	15.62	12.93	13
10 year	11.42	12.93	12.18	14.92
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	18.74
3 year	6.56	19.64	13.57	15.29
5 year	9.22	12.29	10.75	14.21

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	18.74
3 year	7.68	21.49	15.06	15.29
5 year	10.37	13.5	11.93	14.21

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	18.74
3 year	8.04	32.03	17.81	15.29
5 year	8.18	28.64	15.34	14.21
7 year	10.64	16.42	13.77	13
10 year	12.56	14.06	13.31	14.92

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,93,682 - Absolute Returns: ₹93,682 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹45,35,095 - Absolute Returns: ₹9,35,095 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹87,44,626 - Absolute Returns: ₹27,44,626 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,40,05,533 - Absolute Returns: ₹56,05,533 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹2,83,90,290 - Absolute Returns: ₹1,63,90,290 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹4,08,44,451 - Absolute Returns: ₹2,64,44,451 - CAGR: %

Drawdown Metrics

Max Drawdown

-44.14 %

Drawdown Duration

26 months

Recovery Time

10 months

Avg Drawdown

-6.38 %

Calmar Ratio by Duration

1 Y

0.4245

3 Y

0.3464

5 Y

0.3219

7 Y

0.2945

10 Y

0.338

12 Y

0.3776

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	1.40	0.92	91.0	87.7	5.60 %	4.00 %
3 years	8.56	0.88	93.1	81.0	19.27 %	11.28 %
5 years	8.81	0.88	92.7	81.7	17.88 %	9.44 %
7 years	4.47	0.90	92.9	87.9	14.78 %	10.74 %
10 years	3.70	0.92	95.3	91.1	15.30 %	12.06 %
12 years	2.91	0.92	95.3	91.0	12.62 %	10.00 %
15 years	2.18	0.92	95.3	91.0	9.98 %	7.92 %