Franklin India Retirement Fund Direct Growth

Scheme code: INF090I01JZ3 NAV value: ₹ 233.6094 NAV date: 19 March, 2026 TER: 1.59%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-5.75	41.23	9.52	11.04	13.66
3 year	2.56	20.88	9.75	10.06	12.89
5 year	4.59	15.15	9.21	9.53	12.87
7 year	7.16	12.30	9.22	9.36	11.93
10 year	8.29	11.45	9.95	9.95	12.45
12 year	10.17	11.70	10.81	10.81	13.66

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	11.04
3 year	6.28	30.95	15.04	10.06
5 year	8.38	26.02	14.22	9.53
7 year	10.18	15.62	12.93	9.36
10 year	11.42	12.93	12.18	9.95
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	11.04
3 year	6.56	19.64	13.57	10.06
5 year	9.22	12.29	10.75	9.53

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	11.04
3 year	7.68	21.49	15.06	10.06
5 year	10.37	13.5	11.93	9.53

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	11.04
3 year	8.04	32.03	17.81	10.06
5 year	8.18	28.64	15.34	9.53
7 year	10.64	16.42	13.77	9.36
10 year	12.56	14.06	13.31	9.95

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,55,777 - Absolute Returns: ₹55,777 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹41,50,817 - Absolute Returns: ₹5,50,817 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹75,00,959 - Absolute Returns: ₹15,00,959 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,15,70,791 - Absolute Returns: ₹31,70,791 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,94,60,038 - Absolute Returns: ₹74,60,038 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹2,64,28,138 - Absolute Returns: ₹1,20,28,138 - CAGR: %

Drawdown Metrics

Max Drawdown

-13.81 %

Drawdown Duration

1 months

Recovery Time

7 months

Avg Drawdown

-1.37 %

Calmar Ratio by Duration

1 Y

0.7996

3 Y

0.7286

5 Y

0.6902

7 Y

0.6779

10 Y

0.7206

12 Y

0.7829

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	-0.71	0.39	41.4	37.3	4.82 %	4.00 %
3 years	1.89	0.39	42.2	34.1	10.24 %	11.28 %
5 years	0.64	0.37	39.1	33.4	8.22 %	9.44 %
7 years	0.74	0.32	36.8	32.0	8.61 %	10.74 %
10 years	0.57	0.33	37.5	32.4	8.90 %	12.06 %
12 years	-0.27	0.33	37.5	32.4	7.38 %	10.00 %
15 years	-1.11	0.33	37.5	32.4	5.86 %	7.92 %