Bank of India ELSS Tax Saver Direct Growth

Scheme code: INF761K01884 NAV value: ₹ 176.1600 NAV date: 19 March, 2026 TER: 0.89%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-21.03	93.51	19.22	20.67	12.77
3 year	0.75	34.09	17.95	18.36	16.85
5 year	2.66	31.35	18.88	18.45	15.91
7 year	10.99	22.73	17.61	17.71	14.19
10 year	14.33	20.93	17.98	18.17	14.89
12 year	17.14	19.81	18.52	18.56	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	20.67
3 year	6.28	30.95	15.04	18.36
5 year	8.38	26.02	14.22	18.45
7 year	10.18	15.62	12.93	17.71
10 year	11.42	12.93	12.18	18.17
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	20.67
3 year	6.56	19.64	13.57	18.36
5 year	9.22	12.29	10.75	18.45

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	20.67
3 year	7.68	21.49	15.06	18.36
5 year	10.37	13.5	11.93	18.45

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	20.67
3 year	8.04	32.03	17.81	18.36
5 year	8.18	28.64	15.34	18.45
7 year	10.64	16.42	13.77	17.71
10 year	12.56	14.06	13.31	18.17

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,05,180 - Absolute Returns: ₹1,05,180 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹46,45,953 - Absolute Returns: ₹10,45,953 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹95,75,735 - Absolute Returns: ₹35,75,735 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,65,11,336 - Absolute Returns: ₹81,11,336 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹3,21,52,539 - Absolute Returns: ₹2,01,52,539 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹4,56,82,077 - Absolute Returns: ₹3,12,82,077 - CAGR: %

Drawdown Metrics

Max Drawdown

-31.69 %

Drawdown Duration

1 months

Recovery Time

5 months

Avg Drawdown

-6.19 %

Calmar Ratio by Duration

1 Y

0.6522

3 Y

0.5793

5 Y

0.5821

7 Y

0.5588

10 Y

0.5733

12 Y

0.5856

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	4.89	1.00	103.0	96.0	8.89 %	4.00 %
3 years	6.10	1.11	108.3	100.2	17.91 %	11.28 %
5 years	5.49	1.02	100.6	93.5	14.99 %	9.44 %
7 years	8.50	0.87	93.5	84.6	18.70 %	10.74 %
10 years	6.08	0.89	93.5	86.4	17.51 %	12.06 %
12 years	4.80	0.89	93.5	86.5	14.40 %	10.00 %
15 years	3.60	0.89	93.5	86.5	11.36 %	7.92 %