Bank of India Balanced Advantage Fund Direct Growth

Scheme code: INF761K01BO6 NAV value: ₹ 27.3563 NAV date: 19 March, 2026 TER: 1.35%

Fund option: Direct Fund type: Growth

Asset class: Hybrid Asset category: Dynamic Asset Allocation or Balanced Advantage

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-16.83	31.18	8.46	8.58	11.09
3 year	-3.03	17.49	8.12	8.18	13.61
5 year	0.78	14.57	5.69	7.33	11.6
7 year	3.95	9.50	7.11	7.29	11.09
10 year	6.91	9.59	8.29	8.35	11.84

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	8.58
3 year	6.28	30.95	15.04	8.18
5 year	8.38	26.02	14.22	7.33
7 year	10.18	15.62	12.93	7.29
10 year	11.42	12.93	12.18	8.35
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	8.58
3 year	6.56	19.64	13.57	8.18
5 year	9.22	12.29	10.75	7.33

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	8.58
3 year	7.68	21.49	15.06	8.18
5 year	10.37	13.5	11.93	7.33

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	8.58
3 year	8.04	32.03	17.81	8.18
5 year	8.18	28.64	15.34	7.33
7 year	10.64	16.42	13.77	7.29
10 year	12.56	14.06	13.31	8.35

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,47,399 - Absolute Returns: ₹47,399 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹40,79,596 - Absolute Returns: ₹4,79,596 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹73,16,209 - Absolute Returns: ₹13,16,209 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,13,69,617 - Absolute Returns: ₹29,69,617 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹1,96,23,818 - Absolute Returns: ₹76,23,818 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹2,50,76,648 - Absolute Returns: ₹1,06,76,648 - CAGR: %

Drawdown Metrics

Max Drawdown

-17.80 %

Drawdown Duration

19 months

Recovery Time

8 months

Avg Drawdown

-2.25 %

Calmar Ratio by Duration

1 Y

0.4821

3 Y

0.4597

5 Y

0.4119

7 Y

0.4096

10 Y

0.4692

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	7.17	0.64	71.1	59.0	12.07 %	4.00 %
3 years	2.85	0.74	76.2	70.2	12.89 %	11.28 %
5 years	2.58	0.61	63.5	57.2	10.89 %	9.44 %
7 years	0.14	0.47	50.2	46.8	8.63 %	10.74 %
10 years	-0.70	0.44	45.6	42.3	8.26 %	12.06 %
12 years	-1.21	0.44	45.6	42.3	6.84 %	10.00 %
15 years	-1.69	0.44	45.6	42.3	5.44 %	7.92 %