Bandhan Retirement Fund Direct Growth

Scheme code: INF194KB1GU2 NAV value: ₹ 12.4680 NAV date: 19 March, 2026 TER: 0.72%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	0.25	25.50	8.33	9.12	13.66

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	9.12
3 year	6.28	30.95	15.04
5 year	8.38	26.02	14.22
7 year	10.18	15.62	12.93
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	9.12
3 year	6.56	19.64	13.57
5 year	9.22	12.29	10.75

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	9.12
3 year	7.68	21.49	15.06
5 year	10.37	13.5	11.93

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	9.12
3 year	8.04	32.03	17.81
5 year	8.18	28.64	15.34
7 year	10.64	16.42	13.77
10 year	12.56	14.06	13.31

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Index	Metrics

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,46,450 - Absolute Returns: ₹46,450 - CAGR: %

Max Drawdown

-9.38 %

Drawdown Duration

5 months

Recovery Time

3 months

Avg Drawdown

-1.85 %

1 Y

0.9723

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	0.70	0.59	61.2	56.6	5.73 %	4.00 %
3 years	1.64	0.58	59.7	52.7	7.97 %	6.20 %
5 years	-0.17	0.58	59.7	52.7	4.71 %	3.68 %
7 years	-0.92	0.58	59.7	52.7	3.34 %	2.61 %
10 years	-1.47	0.58	59.7	52.7	2.33 %	1.82 %
12 years	-1.69	0.58	59.7	52.7	1.94 %	1.52 %
15 years	-1.90	0.58	59.7	52.7	1.55 %	1.21 %