Bandhan ELSS Tax Saver Fund Direct Growth

Scheme code: INF194K01Y29 NAV value: ₹ 164.6970 NAV date: 19 March, 2026 TER: 0.68%

Fund option: Direct Fund type: Growth

Asset class: Equity Asset category: ELSS

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-37.27	120.04	15.05	20.79	12.77
3 year	-7.30	43.13	17.94	17.93	16.85
5 year	-1.84	34.04	18.18	17.69	15.91
7 year	8.73	20.65	16.80	16.44	14.19
10 year	13.77	20.84	17.88	17.66	14.89
12 year	17.04	19.92	18.43	18.46	15.79

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	20.79
3 year	6.28	30.95	15.04	17.93
5 year	8.38	26.02	14.22	17.69
7 year	10.18	15.62	12.93	16.44
10 year	11.42	12.93	12.18	17.66
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	20.79
3 year	6.56	19.64	13.57	17.93
5 year	9.22	12.29	10.75	17.69

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	20.79
3 year	7.68	21.49	15.06	17.93
5 year	10.37	13.5	11.93	17.69

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	20.79
3 year	8.04	32.03	17.81	17.93
5 year	8.18	28.64	15.34	17.69
7 year	10.64	16.42	13.77	16.44
10 year	12.56	14.06	13.31	17.66

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹13,03,893 - Absolute Returns: ₹1,03,893 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹46,74,878 - Absolute Returns: ₹10,74,878 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹94,38,730 - Absolute Returns: ₹34,38,730 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,59,42,491 - Absolute Returns: ₹75,42,491 - CAGR: %

SIP return for 10 year

- Total Invested Amount: ₹1,20,00,000 - Final Portfolio Value: ₹3,06,67,491 - Absolute Returns: ₹1,86,67,491 - CAGR: %

SIP return for 12 year

- Total Invested Amount: ₹1,44,00,000 - Final Portfolio Value: ₹4,34,75,705 - Absolute Returns: ₹2,90,75,705 - CAGR: %

Drawdown Metrics

Max Drawdown

-42.60 %

Drawdown Duration

27 months

Recovery Time

8 months

Avg Drawdown

-5.66 %

Calmar Ratio by Duration

1 Y

0.488

3 Y

0.4209

5 Y

0.4153

7 Y

0.3859

10 Y

0.4146

12 Y

0.4333

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	3.58	0.93	95.3	89.5	7.77 %	4.00 %
3 years	4.71	0.90	92.7	85.8	15.50 %	11.28 %
5 years	5.60	0.94	95.3	88.0	14.87 %	9.44 %
7 years	5.56	0.90	93.7	87.7	15.89 %	10.74 %
10 years	5.09	0.91	94.2	88.2	16.63 %	12.06 %
12 years	4.01	0.91	94.2	88.2	13.68 %	10.00 %
15 years	3.01	0.91	94.2	88.2	10.80 %	7.92 %