Aditya Birla Sun Life Retirement Fund The 40s Plan Direct Growth

Scheme code: INF209KB1I80 NAV value: ₹ 19.8800 NAV date: 19 March, 2026 TER: 1.02%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-20.73	58.84	11.47	13.17	13.66
3 year	6.67	18.93	12.70	12.62	12.89
5 year	9.10	19.17	13.93	13.70	12.87
7 year	10.37	10.43	10.40	10.40	11.93

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	13.17
3 year	6.28	30.95	15.04	12.62
5 year	8.38	26.02	14.22	13.7
7 year	10.18	15.62	12.93	10.4
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	13.17
3 year	6.56	19.64	13.57	12.62
5 year	9.22	12.29	10.75	13.7

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	13.17
3 year	7.68	21.49	15.06	12.62
5 year	10.37	13.5	11.93	13.7

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	13.17
3 year	8.04	32.03	17.81	12.62
5 year	8.18	28.64	15.34	13.7
7 year	10.64	16.42	13.77	10.4
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,71,090 - Absolute Returns: ₹71,090 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹43,25,336 - Absolute Returns: ₹7,25,336 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹84,62,851 - Absolute Returns: ₹24,62,851 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,29,21,631 - Absolute Returns: ₹45,21,631 - CAGR: %

Drawdown Metrics

Max Drawdown

-27.28 %

Drawdown Duration

1 months

Recovery Time

6 months

Avg Drawdown

-3.22 %

Calmar Ratio by Duration

1 Y

0.4828

3 Y

0.4626

5 Y

0.5022

7 Y

0.3812

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	4.29	0.80	80.5	73.1	8.80 %	4.00 %
3 years	5.05	0.73	74.9	65.5	15.05 %	11.28 %
5 years	0.88	0.70	69.1	65.5	9.44 %	9.44 %
7 years	1.22	0.64	65.7	62.3	10.43 %	10.74 %
10 years	0.05	0.64	65.7	62.3	7.20 %	7.51 %
12 years	-0.36	0.64	65.7	62.3	5.96 %	6.22 %
15 years	-0.77	0.64	65.7	62.3	4.74 %	4.95 %