Aditya Birla Sun Life Retirement Fund The 30s Plan Direct Growth

Scheme code: INF209KB1I23 NAV value: ₹ 20.8460 NAV date: 19 March, 2026 TER: 1.16%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Retirement Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-28.06	76.66	11.78	14.72	13.66
3 year	6.62	22.83	14.52	14.14	12.89
5 year	9.74	21.86	15.66	15.39	12.87
7 year	11.09	11.48	11.12	11.23	11.93

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	14.72
3 year	6.28	30.95	15.04	14.14
5 year	8.38	26.02	14.22	15.39
7 year	10.18	15.62	12.93	11.23
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	14.72
3 year	6.56	19.64	13.57	14.14
5 year	9.22	12.29	10.75	15.39

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	14.72
3 year	7.68	21.49	15.06	14.14
5 year	10.37	13.5	11.93	15.39

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	14.72
3 year	8.04	32.03	17.81	14.14
5 year	8.18	28.64	15.34	15.39
7 year	10.64	16.42	13.77	11.23
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,82,918 - Absolute Returns: ₹82,918 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹44,11,122 - Absolute Returns: ₹8,11,122 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹88,13,651 - Absolute Returns: ₹28,13,651 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,36,72,858 - Absolute Returns: ₹52,72,858 - CAGR: %

Drawdown Metrics

Max Drawdown

-34.23 %

Drawdown Duration

1 months

Recovery Time

8 months

Avg Drawdown

-4.64 %

Calmar Ratio by Duration

1 Y

0.43

3 Y

0.413

5 Y

0.4496

7 Y

0.328

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	9.23	0.99	102.6	90.2	13.27 %	4.00 %
3 years	5.37	0.95	95.2	87.2	16.39 %	11.28 %
5 years	0.98	0.89	86.7	84.3	10.09 %	9.44 %
7 years	1.10	0.83	83.2	81.0	11.11 %	10.74 %
10 years	0.32	0.83	83.1	81.0	7.66 %	7.52 %
12 years	0.08	0.83	83.1	81.0	6.35 %	6.22 %
15 years	-0.18	0.83	83.1	81.0	5.04 %	4.95 %