Aditya Birla Sun Life Bal Bhavishya Yojna Direct Growth

Scheme code: INF209KB1E84 NAV value: ₹ 20.5000 NAV date: 19 March, 2026 TER: 1.09%

Fund option: Direct Fund type: Growth

Asset class: Solution Oriented Asset category: Children's Fund

Rolling returns

Summary

Duration	Min (%)	Max (%)	Median (%)	Average return (%)	Category average return (%)
1 year	-27.85	75.07	11.01	13.96	14.95
3 year	6.24	22.05	14.32	13.78	13.51
5 year	8.63	21.27	14.91	14.84	13.05
7 year	10.17	12.68	12.01	11.68	12.14

Comparison vs benchmark returns

Index

Metrics

NIFTY 50

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-7.02	20.62	5.61	13.96
3 year	6.28	30.95	15.04	13.78
5 year	8.38	26.02	14.22	14.84
7 year	10.18	15.62	12.93	11.68
10 year	11.42	12.93	12.18
15 year	-5.65	15.88	6.78

NIFTY 100

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	19.78	4.49	13.96
3 year	6.56	19.64	13.57	13.78
5 year	9.22	12.29	10.75	14.84

NIFTY 200

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.39	20.91	4.75	13.96
3 year	7.68	21.49	15.06	13.78
5 year	10.37	13.5	11.93	14.84

NIFTY 500

Duration	Min (%)	Max (%)	Average return (%)	Fund's return (%)
1 year	-8.47	20.67	4.16	13.96
3 year	8.04	32.03	17.81	13.78
5 year	8.18	28.64	15.34	14.84
7 year	10.64	16.42	13.77	11.68
10 year	12.56	14.06	13.31

SIP rolling returns

Summary

If you invest ₹1 lakh per month in this fund through SIP, here are the estimated returns over different timeframes.

Duration	Invested amount	Final value	Return	CAGR (%)

Comparison vs benchmark returns

Index	Metrics

SIP return for 1 year

- Total Invested Amount: ₹12,00,000 - Final Portfolio Value: ₹12,77,074 - Absolute Returns: ₹77,074 - CAGR: %

SIP return for 3 year

- Total Invested Amount: ₹36,00,000 - Final Portfolio Value: ₹43,84,698 - Absolute Returns: ₹7,84,698 - CAGR: %

SIP return for 5 year

- Total Invested Amount: ₹60,00,000 - Final Portfolio Value: ₹86,67,407 - Absolute Returns: ₹26,67,407 - CAGR: %

SIP return for 7 year

- Total Invested Amount: ₹84,00,000 - Final Portfolio Value: ₹1,31,62,883 - Absolute Returns: ₹47,62,883 - CAGR: %

Drawdown Metrics

Max Drawdown

-33.92 %

Drawdown Duration

1 months

Recovery Time

8 months

Avg Drawdown

-4.77 %

Calmar Ratio by Duration

1 Y

0.4116

3 Y

0.4063

5 Y

0.4375

7 Y

0.3444

Benchmark Comparison

vs NIFTY 50

Duration	Alpha	Beta	Upside Capture	Downside Capture	Fund CAGR	Benchmark CAGR
1 year	5.10	0.99	99.6	93.2	9.13 %	4.00 %
3 years	3.50	1.00	98.8	93.8	14.80 %	11.28 %
5 years	-0.21	0.93	89.9	89.3	9.02 %	9.44 %
7 years	0.11	0.84	85.0	83.9	10.18 %	10.74 %
10 years	-0.24	0.84	84.7	83.7	7.56 %	8.05 %
12 years	-0.37	0.84	84.7	83.7	6.26 %	6.66 %
15 years	-0.51	0.84	84.7	83.7	4.98 %	5.30 %